Washington Mutual Bank: Case for Consumer Rights

McKell v. Washington Mutual Bank (2006) is a case for consumer rights highlighting the prerogative of the consumers to ‘buy at the right price.’   In this case, the consumers were not buying goods and services.   Rather, the market consisted of real property; and one of the stakeholders – Washington Mutual, Inc. – was overstating the prices of â€Å"underwriting, tax services, and wire transfer fees in conjunction with home loans.† [1]   Washington Mutual Bank had overcharged the buyers for these services – alleged the plaintiffs (few of the buyers) – when the actual prices that the bank had paid to service providers for the self same services were less. The defendants (Washington Mutual) were simply making a profit on the services they had bought off different providers and selling to other members of society that needed them at the time.   Is this kind of profit making unlawful? – From the viewpoint of consumers, it may very well be unlawful, seeing that all consumers want to pay the ‘best prices.’   However, if the consumers were to stop using the services of Washington Mutual Bank, they would possibly have to visit various service providers for underwriting, tax services, and wire transfers, and still come to the defendants for home loans. In the integrative business of Washington Mutual, everything is taken care of.   In view of this, it was decided by a trial court in California that the complaint made by the plaintiffs must be dismissed on the grounds that there had been no written agreement between the parties to state that Washington Mutual, Inc. cannot charge in excess of the prices that it pays to the service providers.   The case went into appeal.   It is going to continue being considered; in fact, the California Court of Appeal has agreed with a part of the plaintiff’s complaint and agreed to review this consumer case further.[2] The main reason why the McKell v. Washington Mutual Bank case has still not been shut is that consumers feel deceived when they are told that they are being charged simply the prices of the services bought, when in fact the sellers have overcharged.   Although profit making is not considered illegal, in this case the consumers feel cheated because they had been informed by Washington Mutual that they were being charged the prices of certain services that cost a certain amount. As it turned out, the prices charged included a huge markup, while the consumers continued to believe that they were paying the ‘right prices.’   The plaintiffs failed to produce all necessary documents to support their allegations.   Nevertheless, the fact that Washington Mutual had failed to mention to the consumers that a service fee was being added for the services in question – has landed the bank in hot water.   Moreover, by charging a price that is higher than the market price, the bank is responsible for going against â€Å"Congress’s stated intent to protect consumers from unnecessarily high settlement charges.†[3]   Indeed, this is the strongest argument to keep the McKell v. Washington Mutual case going in the near future. Washington Mutual Bank may be charged with near-monopolistic practices in the coming days, although it has not been determined whether the bank’s competitors are charging markups that are vastly dissimilar.   Assuming that the competitors of the bank are charging much less than Washington Mutual, the justice system may very well decide that Washington Mutual must pay the legal charges of unfair competition. Seeing that both federal and state laws demur near-monopolistic practices, that is, charging prices that are much higher than those at the market equilibrium – the Californian courts may eventually end up with a strong hand protecting the interests of the consumer and charging Washington Mutual Bank much more than it charged its consumers through allegedly â€Å"unfair† practices.[4] Works Cited McKell v. Washington Mutual: IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA, SECOND APPELLATE COURT, DIVISION ONE. 2006. 4 June 2007. . McKell v. Washington Mutual-Class Action Defense Cases: Defense Motion To Dismiss Class Action Improperly Granted As To Breach of Contract And UCL Claims Based On Federal RESPA Violations California Court Holds. Class Action Defense Blog. 2007. 4 June 2007 . [1] â€Å"McKell v. Washington Mutual-Class Action Defense Cases: Defense Motion To Dismiss Class Action Improperly Granted As To Breach of Contract And UCL Claims Based On Federal RESPA Violations California Court Holds,† Class Action Defense Blog, 2007, 4 June 2007 . [2] â€Å"McKell v. Washington Mutual: IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA, SECOND APPELLATE COURT, DIVISION ONE,† 2006, 4 June 2007, . [3] â€Å"McKell v. Washington Mutual-Class Action Defense Cases.† [4] Ibid.

Recording analysing and using HR information Essay

The below note will give you a brief information about the way the organisation’s approach to collecting, sorting and using HR data. This was divided into the following: 1) Two reasons why the organization needs to collect HR data: a) â€Å"to be able to retrieve information whenever it is needed. For example each organisation has to keep accurate records or information of their employees in order to be able to use this information for planning ahead (†¦) b) a legal requirement, for instance in order to be able to make accurate tax returns to the government† [1] 2) Two types of data that is collected within the organization and how each supports HR practices: a) sickness records: this type of data/report may be collected periodically (monthly or quarterly) and compared or analysed against each employee’s attendance records. This helps the human resources to manage the attendance record of the organisation accurately and inform line managers of the constant attendance offenders (†¦) b) the contact details for each employee especially home address. This is essential if a correspondence needs to be sent out to each employee, such as contract, payslips, pensions† [2] 3) A description of at least two methods of sorting records and the benefits of each: a) manual method: â€Å"paper-based items such as employees’ original application forms, contracts of employment and any other documentation – letters, references, and so on – that relate to employment. Such records should be systematically field for security purposes and ease of access to authorized users. (†¦) b) electronically method: (†¦) not only can absence turnover, pay and training be monitored easily, but specific programs on human resource planning, psychometric testing, employee development and appraisals can be used to help make relevant decisions. Databases containing employee details can be a real time-saver when it comes to working out pay awards, statistics on how many people have been trained who is due for retirement and so on (†¦) Both of those methods help in strategic decision-making, support services to line managers, (†¦) provides information when decisions need to be made about the future of an individual employee† [3] 4) A statement of at least two essential items of UK legislation relating to the recording, storage and accessibility of HR data a) Data Protection Act (1998) â€Å"processed fairly and lawfully and shall not be processed unless certain conditions are met obtained only for specified and lawful purposes adequate, relevant and not excessive (†¦) accurate and up to date kept for no longer than in necessary processed in accordance with the rights granted under the DPA98 kept securely not transferred to a country without adequate data protection†[4] b) Freedom of Information Act 2000: â€Å"provides public access to information held by public authorities. It does this in two ways: Public authorities are obliged to publish certain information about their activities; and Members of the public are entitled to request information from public authorities.† [5] Part B493 This section analyses Absence Management in Private Sector in 2014. The information is based on the CIPD Survey Report, published in November 2014. The report concentrates on analysing data for organisations on absence as well as a focus on employee well-being. Additionally the report says, about the impact of government initiatives on absence management. The report was divided into the following sections: 1) Absence level: It has reduced considerably. The average level has fallen by 1.7 days this year compared with last. (Figure 1) Length of absence: nearly  ¾ of absence are short-term (up to 7 days), 14% of absence are long-term (up to 4 weeks) (Table 6) a) short-term absence: based on the vast majority 85% minor illness musculoskeletal injuries back pain home/family responsibilities stress mental ill-health (Table 10) 1/3 of private sector organisations reported increase in stress-related absence. The reasons of it are: high workloads, non-work relationships/family and management style. 2/5 of private services organisations report an increase in mental health problems Solutions: with regards to stress absence: management training and training to build personal resilience, flexible working options/improved work-life balance with regards to mental ill-health: counseling, flexible working options/improved work-life balance and employee assistance programmers,  training to line managers to effectively manage and support staff b) long-term absence: acute conditions (stroke, heart attack, cancer) stress musculoskeletal injuries mental ill health back pain (Table 13) Solutions: change the working patterns or environment to enable people to stay in or return to work, flexible working arrangements The vast majorities of organisations have a written absence/attendance management policy, record their employee absence rate collect information on the causes of absence and provide one or more well-being benefits. Developing line managers’ capability to manage absence (2014: 56% of those that made changes; 2013: 33%) This was achieved by an increased focus on attendance strategies and the fact that some organisations are developing line managers capability, from 39% (2013) to 61% (2014) 2) Cost of absence: It has increased compared with last year: 2014 –  £520 2013 –  £467 (Figure 2) 3) Approaches to absence management: a) short-term: return-to-work interviews (the most effective method) trigger mechanisms to revive attendance disciplinary procedures for unacceptable absence giving sickness absence information to line managers (Table 25) b) long-term: return-to-work interviews risk assessments to aid return to work occupational health involvement (table 26) 4) Government plan: 1/5 of organisations plan to access the new government Independent Assessment and Advisory Service (now called the Fit for Work Scheme). Summery: Most private sector employers believe they could decrease their absence levels. Organisations themselves need to ensure that they understand the cost of absence to help galvanise senior management support for addressing absence issues. Regular monitoring, review and act on the data they collect regarding the level and causes of absence, to ensure their approach to absence and well-being is relevant to their organisation’s specific issues. Clearly is essential to develop line managers in managing short-term absence. [6] Bibliography: [1] Why Organisations Need Data – College Essays – Oluwatayo. 2014. Why Organisations Need Data – College Essays – Oluwatayo. [ONLINE] Available at: http://www.studymode.com/essays/Why-Organisations-Need-Data-1001107.html. [Accessed 30 December 2014]. [2] Why Organisations Need Data – College Essays – Oluwatayo. 2014. Why Organisations Need Data – College Essays – Oluwatayo. [ONLINE] Available at: http://www.studymode.com/essays/Why-Organisations-Need-Data-1001107.html. [Accessed 30 December 2014]. [3] Introduction to Human Resource Management A Guide to HR in Practice, Charles Leatherbarow, Janet Fletcher, Donald Currie, Published by CIPD, 2013, page 77-78 [4] Introduction to Human Resource Management A Guide to HR in Practice, Charles Leatherbarow, Janet Fletcher, Donald Currie, Published by CIPD, 2013, page 392 [5] What is the Freedom of Information Act? | ICO. 2014. What is the Freedom of Information Act? | ICO. [ONLINE] Available at: https://ico.org.uk/for-organisations/guide-to-freedom-of-information/what-is-the-foi-act/. [Accessed 30 December 2014]. [6] http://www.cipd.co.uk/binaries/absence-management_2014.pdf

Research and Analysis of British Film Idea Essays

Research and Analysis of British Film Idea Essays Research and Analysis of British Film Idea Essay Research and Analysis of British Film Idea Essay The first question I asked myself was what makes a British film? I found out that British films tend to be set in British locations, for instance, Bend it like Beckham and Love Actually were set around London, because it represents Great Britain. Also, these films tend to not include Hollywood actors, but British stars, with English accents, to help determine that these are British films and not American ones. Therefore, my film will also contain British locations and British actors. I found out the difference between a British and an American film is mainly the budget and the narrative codes. American studios are several times larger than British ones, especially due to Fox, Universal and Warner Brothers. Their production value looks more polished, due to the millions of dollars that are put into one film. However, British films rely on Independent film companies, which tend to have low budgets and are sometimes seen as being artistic and edgy, centring serious themes. As money is an issue for British films, I looked at the current trend of UK audiences who go to the cinema. With this information, I can base my film idea to suit the target audience who visit the cinema more frequently, as this would then hopefully increase profits for my film. The graph below shows that even 20 years ago, there was a greater percentage of 15-24 year olds who went to the cinema, and throughout the years, this age range has still been the most frequent visitors. Due to this information, I decided that I would like to work in the Romance/Coming-of-Age genre, as this targets the 15-24 audience range and they will be able to relate to the film, making the film appeal to them. As a result of this, I will be looking at different romantic films, from romcoms to romantic dramas. Therefore, it will help me create my own romantic film idea, as I can develop the same narrative codes from those films into mine. Next, I asked myself what type of audience watch romantic films? I researched by watching popular romantic films, such as, Notting Hill, The Notebook and Twilight. My research showed me that these films are targeted mainly at women, as these films portray a strong representation of women and the genre tends to be very emotive, which is known as a tearjerker and women are known to be more sensitive than men. As well as this, a lot of romantic films are also targeted at couples, as the conflicts normally revolve around relationships and dealing with its issues. Therefore, I will target my film at couples and women, as they will be able to identify with the film. I will have to make sure that my British film is successful aboard too. For instance, Notting Hill is a British film and it was extremely popular in America, as it totalled over $27.7 million on its opening weekend, breaking American box office records. Therefore, I asked myself was what kind of British films have been successful in the UK and aboard recently? The answer is Slumdog Millionaire, as it made over 25 times the amount of money it cost to make the film and won 8 Academy Awards. So why was it so popular? Its because it showed realistic elements of everyday life and contained nail biting drama, with elements of romance, which proves that romance is still a popular genre amongst audiences. With all this research, I have finally created a synopsis, which contains elements of everyday life and romance. My story will follow a teenage girl (Olivia Collette), who is studying her first year of BTech Art ; Design, in College. Her ambition is to make it as an artist, however, her parents dont consider her chosen course to be a suitable enough subject and they dont have any faith in her. She feels shes loosing hope and isnt going to succeed, until she meets a teenage boy (Cameron Fisher), who supports and guides her in the right direction. My film idea follows Vladimir Propps theory about characters, as I have included a princess (Olivia), a hero (Cameron) and villains (Olivias parents). This will help to make my film more interesting, as there will be conflicts/drama between the princess and the villains. This then follows Tzvetan Todorovs theory about equilibrium and disruptions in the narrative. The film will be called Broken Seams, as its a metaphor of how the female protagonist feels before she meets her love interest and the one line pitch is A young artist with no faith in herself, meets an ordinary boy who shows her the meaning of belief. In conclusion, with all my research and findings, this hopefully shows that my British, romantic/coming-of-age drama will be a success in the UK and aboard.

H.H. Holmes Biography

H.H. Holmes Biography Dr. Henry Howard Holmes, also known as H.H. Holmes, was one of the nineteenth centurys most prolific serial killers. His victims, numbering anywhere from the dozens to over 200, were killed in his property, the Worlds Fair Hotel, which came to be called Holmes Murder Castle. Fast Facts: H.H. Holmes Full Name:  Herman Webster MudgettAlso Known As: Dr. Henry Howard Holmes, H.H. Holmes, Alexander Bond, Henry Gordon, O.C. Pratt, and othersBorn:  May 16, 1861 in Gilmanton, New HampshireDied:  May 7, 1896 in Philadelphia, PennsylvaniaKnown For:  One of Americas first documented serial killers. Confessed to murdering 27 people in his Murder Castle, although only nine were ever confirmed. Early Years Born Herman Webster Mudgett in 1861, Holmes was the son of an old New England family, descended from early British settlers. His parents were devout Methodists. After graduating high school at age 16, Holmes took up teaching as an occupation, working in towns near his native Gilmanton, New Hampshire. He enrolled at the University of Vermont, but soon grew bored and dropped out. The following year, he went to medical school and worked in the anatomy lab at the University of Michigan, completing the program in three years. While attending school, Holmes supplemented his income by using cadavers to perpetrate insurance scams. During this time he was briefly married to Clara Lovering, but their relationship was violent, and she left him in Michigan and returned to New Hampshire with their son Robert. Holmes moved to New York State, and whispers began to spread that hed been seen with a child who was later reported missing. He relocated to Philadelphia to work in a pharmacy, and rumors surfaced that a child had died after taking medication Holmes had blended. He then fled to Chicago, changing his name from Herman Webster Mudgett to Herman Henry Holmes. In 1886, he married Myrta Belknap, but never bothered to get a divorce from Clara. Eight years later, in 1894, Holmes went to Denver and married Georgiana Yoke, without divorcing Myrta first. The Worlds Fair Hotel The Worlds Fair Hotel was also known as Holmes murder castle.. Chicago History Museum / Getty Images In Chicago, Holmes took a job in a drugstore that he eventually ended up purchasing. He then bought an empty lot across the street, and planned the construction of a two-story building which would include retail space on the ground floor and apartments above. Construction began in 1887. After a year of work, Holmes hadnt paid the architects or steel suppliers, so they took him to court. Construction resumed, and by 1892, Chicago was preparing for the Worlds Columbian Exposition. The Exposition, commonly called the 1893 Worlds Fair, would bring plenty of visitors to the city, so Holmes decided to add a third floor to his building and turn it into a hotel. The building, which he named the Worlds Fair Hotel, was never completed, and Holmes continued his history of running insurance scams and defaulting on bills. He worked in his drugstore while the building was being constructed, and it is believed that his first victim was his mistress, Julia Smythe, who worked at the jewelry counter. Smythe was married; she and her husband lived in an apartment upstairs. Smythe and her daughter disappeared in December 1891 and their bodies were never found; Holmes later claimed she died following a botched abortion. Two other women who worked in the building, Emeline Cigrande and Edna Van Tassel, also disappeared over the next couple of years. Holmes persuaded an actress named Minnie Williams to sign the deed to her Texas property over to him, using the alias Alexander Bond. The two of them began living together, and Williams sister Nannie came to visit in July 1893; both sisters vanished and were never seen again. With insurance investigators closing in, suspecting Holmes of numerous fraudulent claims, he left Chicago and went to the Texas property he had conned from Williams. Once in Fort Worth, he attempted to replicate the building of his Chicago hotel, and continued to swindle investors, construction crews, and suppliers. He was finally arrested in 1894. While in jail, Holmes struck up a friendship with Marion Hedgepeth, known as The Debonair Bandit. Holmes planned to collect an insurance payout by faking his own death, and offered Hedgepeth $500 for the name of a lawyer who could be trusted to process the fraudulent paperwork. Hedgepeth later told investigators about Holmes insurance fraud scheme. Once back in Philadelphia, Holmes killed a carpenter named Benjamin Pitezel and filed the claim on himself, using Pitezels corpse. Shortly afterwards, he killed Pitezels daughters and buried them in the basement of his Toronto home. A detective investigating the case discovered the childrens decomposing bodies, leading police back to Chicago, where they closed in on Holmes. Investigation, Trial, and Conviction Marion Hedgepeth, the Debonair Bandit, tipped police off to Holmes whereabouts. Bettmann / Getty Images When Chicago police searched Holmes hotel, historians say they discovered, soundproof rooms, secret passages and a disorienting maze of hallways and staircases. The rooms were also outfitted with trapdoors over chutes that dropped Holmes’ unsuspecting victims to the building’s basement. Holmes was arrested for the murder of Pitezel and his children, and sentenced to death. Before his execution, he confessed to the murders of 27 people; that number has been disputed because several of the people he claimed to have killed were still alive. At one point, he claimed to have been possessed by Satan. While he was in prison, his hotel mysteriously caught fire and burned to the ground. In May 1896, Holmes was hanged. Over a hundred years after his death, rumors spread that Holmes had faked his execution, and his body was exhumed in 2017 for testing. Dental records determined that it was in fact Holmes in the grave. Sources Editors, History.com. â€Å"Murder Castle.†Ã‚  History.com, AE Television Networks, 13 July 2017, www.history.com/topics/crime/murder-castle.Hirschlag, Allison. â€Å"9 Things You Didnt Know About Americas First Serial Killer, H.H. Holmes.†Ã‚  Mental Floss, 16 May 2017, mentalfloss.com/article/72642/9-things-you-didnt-know-about-americas-first-serial-killer-hh-holmes.Larson, Erik.  The Devil in the White City - Murder, Magic, and Madness at the Fair That Changed America. Vintage Books, 2004.Pawlak, Debra. â€Å"American Gothic: The Strange Life of H.H. Holmes.†Ã‚  The Mediadrome - History - American Gothic: H.H. Holmes, web.archive.org/web/20080611011945/themediadrome.com/content/articles/history_articles/holmes.htm.

A Short History of the Architecture Profession

A Short History of the Architecture Profession Architecture was not always thought of as a profession. The architect was the person who could build structures that didnt fall down. In fact, the word architect comes from the Greek word for chief carpenter, architektÃ… n.  In the United States, architecture as a licensed profession changed in 1857. Before the 1800s, any talented and skilled person could become an architect through reading, apprenticeship, self-study, and admiration of the current ruling class. Ancient Greek and Roman rulers picked out the engineers whose work would make them look good. The great Gothic cathedrals in Europe were built by masons, carpenters, and other artisans and tradesmen. Over time, wealthy, educated aristocrats became key designers. They achieved their training informally, without established guidelines or standards. Today we consider these early builders and designers as architects: Vitruvius The Roman builder Marcus Vitruvius Pollio is often cited as the first architect. As chief engineer for Roman rulers such as Emperor Augustus, Vitruvius documented building methods and acceptable styles to be used by governments. His three principles of architecture- firmitas, utilitas, venustas- are used as models of what architecture should be even today. Palladio The famous Renaissance architect Andrea Palladio apprenticed as a stonecutter. He learned about the Classical Orders from scholars of ancient Greece and Rome- when Vitruvius De Architectura is translated, Palladio embraces ideas of symmetry and proportion. Wren Sir Christopher Wren, who designed some of Londons most important buildings after the Great Fire of 1666, was a mathematician and scientist. He educated himself through reading, travel, and meeting other designers. Jefferson When the American statesman Thomas Jefferson designed Monticello and other important buildings, he had learned about architecture through books by Renaissance masters like Palladio and Giacomo da Vignola. Jefferson also sketched his observations of Renaissance architecture when he was Minister to France. During the 1700 and 1800s, prestigious art academies like École des Beaux-Arts provided training in architecture with an emphasis on the Classical Orders. Many important architects in Europe and the American colonies received some of their education at École des Beaux-Arts. However, architects were not required to enroll in the Academy or any other formal educational program. There were no required exams or licensing regulations. The Influence of the AIA In the United States, architecture evolved as a highly organized profession when a group of prominent architects, including  Richard Morris Hunt, launched the AIA (American Institute of Architects). Founded on February 23, 1857, the AIA aspired to promote the scientific and practical perfection of its members and elevate the standing of the profession. Other founding members included Charles Babcock, H. W. Cleaveland, Henry Dudley, Leopold Eidlitz, Edward Gardiner, J. Wrey Mould, Fred A. Petersen, J. M. Priest, Richard Upjohn, John Welch, and Joseph C. Wells. Americas earliest AIA architects established their careers during turbulent times. In 1857 the nation was on the brink of Civil War and, after years of economic prosperity, America plunged into depression in the Panic of 1857. The American Institute of Architects doggedly laid the foundations for establishing architecture as a profession. The organization brought standards of ethical conduct- professionalsim- to Americas planners and designers. As the AIA grew, it established standardized contracts and developed policies for the training and credentialing of architects. The AIA itself does not issue licenses nor is it a requirement to be a member of the AIA. The AIA is a professional organization- a community of architects led by architects. The newly formed AIA did not have funds to create a national architecture school but gave organizational support to new programs for architecture studies at established schools. The earliest architecture schools in the US included the Massachusetts Institute of Technology (1868), Cornell (1871), the University of Illinois (1873), Columbia University (1881), and Tuskegee (1881). Today, over one hundred architecture school programs in the United States are accredited by the National Architectural Accrediting Board (NAAB), which standardizes the education and training of US architects. NAAB is the only agency in the US that is authorized to accredit professional degree programs in architecture. Canada has a similar agency, the Canadian Architectural Certification Board (CACB). In 1897, Illinois was the first state in the US to adopt a licensing law for architects. Other states followed slowly over the next 50 years. Today, a professional license is required of all architects who practice in the US. Standards for licensing are regulated by the National Council of Architectural Registration Boards (NCARB). Medical doctors cannot practice medicine without a license and neither can architects. You wouldnt want an untrained and unlicensed doctor treating your medical condition, so you shouldnt want an untrained, unlicensed architect build that high rise office building in which you work. A licensed profession is a path toward a safer world. Learn More The Architects Handbook of Professional Practice by the American Institute of Architects, Wiley, 2013Architect? A Candid Guide to the Profession by Roger K. Lewis, MIT Press, 1998From Craft to Profession: The Practice of Architecture in Nineteenth-Century America by Mary N. Woods, University of California Press, 1999The Architect: Chapters in the History of the Profession by Spiro Kostof, Oxford University Press, 1977

STrategies for Special Populations in CTE Assignment

STrategies for Special Populations in CTE - Assignment Example This part further highlights a few legislations concerning learners from the special population. It highlights four students James, John, Marie and Sarah who have pertinent problems and are special population learners. If left unattended to, learners from this category are at high risk of not graduating or becoming useful members of the workforce. Teaching special population learners using conventional means without understanding their condition works. Special strategies must be used in order for them to learn and or become useful members of the workforce. Yes. I have had a misconception that students who are inattentive in class often dozing off as not serious in their learning outcomes. This view obviously is incorrect as students with this type of problems often tend to belong to the special population. This part focuses on teaching strategies. It begins by highlighting elements that foster success in students. These elements include helping students monitor their progress, setting up clear discipline rules, recognizing student’s achievement, etc. This module next introduces the concept of instructional "Backpack". Instructional backpack includes setting up instruction plans, motivational teaching and how to get students in learning group. Next, types of instructions used by CTE are outlined. These include direct instructions, small group instructions and differentiated instructions. Direct instruction incorporates the whole class and often will use the lecture technique. Small group instruction involves flexible grouping and cooperative learning. Differentiated learning is a one on one form of relaying instruction to the student. This module further moves to what turns off students. These include poor visuals from the instructor, unclear structure of the lesson, disruptive habits such as constantly looking at your watch etc. What turns on students is also highlighted. Instructor enthusiasm, clearly written

Latin America Conflicts Essay Example | Topics and Well Written Essays - 750 words

Latin America Conflicts - Essay Example Latin America has seen everything- from conquests, through colonization and revolutions and to modern day violence- all of which has played a major role in various stages of its advancement (2001). In this paper, we shall discuss how the abuses committed by foreign invaders – first the Spaniards, then conquer of Veracruz by France and ultimately the imperial rule imposed by the United States has shaped the history of Latin America (L.A). The two biggest empires of Latin America, Aztec and Incas, were conquered and exploited by the Spaniards. Hernan Cortes and Francisco Pizarro respectively were the main leaders of the Spaniards behind the conquests of these two large empires. Cortes who was a Spanish conquistador had attacked the city of Aztec with a small troupe of 600 men and had successfully captured the whole empire that consisted of ten thousand warriors. Cortes way of conquest has always been described as ruthless, guile and violent. Cortes audacious and unscrupulous def eat of Aztecs had left behind a trial of bloodsheds and had also inspired many Spaniards to follow his footsteps. One of them was Pizarro who undauntedly followed the Cortes policy of dividing the native population against one another and exploiting traditional enmities (Minster,n.d). Pizarro along with his four brothers and a small group of just 2000 men and 65 soldiers had tactfully captured the city of Incas which had an army of 30,000 soldiers. He like Cortes had used audacious and ghastly ways to defeat Incas. Many conquistadors soon followed in the footsteps of Cortes and Pizarro to invade Latin America and handicapped it through bloodshed and violence (M.Fisher & K.Fisher, 2000). More so , to add to the misery of the local people the conquistadors further tortured them by making them slaves. The native population started disappearing due to conquistadors continued torture. These empires had been conquered by the conquistadors, mainly with the aim of acquiring large volumes of wealth and humungous profits. But as the local population started disappearing and only a small population was left to do the work, the Spaniards turned to African slaves. These slaves faced torture, racism attacks, and abuses by the Spaniards which further increased the repression in these countries and later on led to rebellionism and revolution over here. With the discrimination of people according to races -on top were the whites, then the mestizos, the blacks and then the indigenous people further intensified the urge of the native people to rebel and consequently led to the revolutions which shaped the future of Latin America over the centuries (Chasteen, 2001). The spread of the news of revolutions across the world like the American Revolution, the French revolution and more closely the revolution in Caribbean, woke up the people of Latin America and ignited the spirit of anti-colonialism in them. The history of Latin America was not without blood and fire which can easily b e established through the revolution which happened in Mexico. The people of Latin America were segregated into the classes of rich and the poor by the Spaniards. During colonialism, wealth and race played an important role in shaping the society. The basic reason to classify the people was to separate â€Å"the whitest of the white from those who already lost some of the